San Diego County Credit Union
Happy Home
Low Rate Home Loans You Can Trust

Down payments as low as 3% available!*

San Diego County Credit Union is one of the top home loan lenders in San Diego and a long-term home mortgage partner you can trust! SDCCU® offers some of the best mortgage rates and specialized local service in your neighborhood. Plus, SDCCU offers low-rate home loans with no points and no hidden fees!

SDCCU offers great home loan options:

  • Fixed rate home loans and adjustable rate (ARM) home loans
  • No hidden fees
  • No point loans available
  • Free pre-approvals
  • Free 60-day rate lock and re-lock if rates go down
  • Cash back on your agent's commission¹
  • Jumbo loans up to $1.5 million
Some of the lowest home loan rates in years!
3.875%²
4.029% APR
30-Year Fixed With 1 Point
2.250%3
2.792% APR
5/1 ARM With 1 Point

Make the move to San Diego's BEST Credit Union!
Contact us today to speak with a Real Estate Specialist who will help you lock in your low rate home loan.

  • Apply for your home loan online
  • Call us at (877) 732-2848, ext. 3150
  • Visit any of our 28 convenient branch locations today

 
 
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Welcome to SDCCU
 

Must maintain a $50 savings balance.
Annual Percentage Rates (APRs), Rates, Terms and Conditions are subject to change. Mortgage Insurance required for loans over 80% Loan-To-Value (LTV). Hazard and, if applicable, Flood Insurance must be in effect on the property securing the loan. The rates shown are our best rates. The rate and terms you qualify for may be less favorable based on your credit score and history, LTV, property type, income and other information.
*97% LTV available on single family residences and warrantable condos only. Rate and APR will be higher than stated rate. PMI required. Not a FHA loan.
¹Ask about our Real Estate Services Program for details. Offer subject to change without notice.
²APR accurate as of 02/22/12 for purchase loans up to $417,000 and 80% LTV. 360 monthly payments of $4.70 per $1,000 borrowed. 1 point will be added to the closing costs of this loan. Verification of income required.

³Rate and APR accurate as of 02/01/12 for conforming loans up to 80% LTV. 360 monthly payments of $3.82 per $1,000 borrowed. 1 point will be added to the closing costs of this loan. The APR shown is fixed for 5 years, then becomes adjustable and may increase or decrease.

Equal Housing Lender NCUA

© 2012 San Diego County Credit Union
Everyone living or working in San Diego, Riverside and Orange Counties is welcome.
Federally insured by NCUA.

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